stump

No Need to be Stumped about Tree Removal Any Longer

Gardening can be a really relaxing way to spend your afternoon, that is if you even manage to get over the magnetic pull that your couch and TV have over your body. By the way, when I say gardening, I am talking about the whole “get your hands dirty” sort of putting in some actual effort and genuinely trying to plant and grow something without having it die two weeks in. I felt like I needed to clarify that since most people’s impression on gardening is just spraying the plants with some water every other week. But, regardless of how you fell about working in the garden, or the shade of green your thumb is when it comes to these things, there is a certain area of it that you can’t do on your own.

retirement plan

Setting Up Self Managed Super Fund

For years and years, the big banks and their financial advisers have been stealing from our savings through their hidden fees, commissions, and kickbacks. One great way to avoid this…
How Businesses Can Benefit from Mass Mailing Services

How Businesses Can Benefit from Mass Mailing Services

In today’s business-driven world, where competition is higher than ever before, it’s pretty difficult for anyone who doesn’t have a proper marketing plan to break through and make a brand for themselves. Granted, the internet has made it much easier for some businesses, especially those whose clientele is the newer, younger and more tech-savvy generation. But if your business’s main audience are the elderly, and less tech-savvy folks, how will you thrive?

Well, there’s a method that was very broadly used in the past century, but a lot of businesses seem to have forgotten about it – hiring mass mailing services. Although this might sound silly, there are many benefits of mass mailing advertisements, brochures and promotional material, some of which are pretty obvious while others not so much. Let’s look into these benefits.

Bad Credit Mortgage

How To Get a Mortgage Despite Your Bad Credit Rating

The many Australians who are currently dealing with bad credit aren’t necessarily reckless or “bad people”. As much as we like to think we are not one of “those” people, it’s incredibly easy to fall into bad credit. Just one unfortunate event like divorce, business failure or loss of job can trigger a financial domino. You can miss one payment on a bill or credit card or experience any kind of debt and be slapped with a bad mark on your credit file permanently. And the worst thing? You might already have a bad credit record and not even know it until you get turned down for a home loan.

Self Employed Home Loans

Helpful Tips Regarding Self Employed Home Loans

Self Employed Home Loans

Having a mind-numbing talentless day-job just so you can make some money to afford stuff is super easy. If you want a real challenge in your life, however, self employment is the way to go. Being your own boss can be a really rewarding experience, but it also means that you have to do everything yourself and you have to work hard if you want to be successful.

The thing is, when you are self employed, there are so many details you need to get right and that is especially important when you want to get self employed home loans. The main difference between getting self employed home loans and getting a loan with a regular job, is that banks find it more complicated to work out whether you can afford to pay your mortgage in the future. This is because a pay-as-you-earn borrower can show their income simply by providing a payslip, while a self employed person has a much more complicated financial situation because there is no certain income and the bank has to look at profit and loss statements since it is their legal responsibility to make sure that the borrower can afford the payments.

Why Companies Hire Management Consultants?

Why Companies Hire Management Consultants?

Management consultants are hired by companies to be able to help a business in one way or another. When a company fails to come up with comprehensive business growth strategies of their own, they call in outside help. There are plenty of ways in which a management consultant can help a business do things they are not prepared to do. They analyse a company from the ground up, see things from an outside perspective and offer their own business growth strategies specifically for that company and the problems it may be facing. Below we will go over a couple of the things management consultants usually do.

business-management-consulting